Auto loans

At Combined Employees Credit Union, our dedicated team streamlines the process of applying for auto loans, whether for new or used vehicles. We understand that it's the person, not the vehicle, making the loan payment, so we don't differentiate between new and used autos in our loan offerings. Allow us to simplify your car buying experience by facilitating pre-approval for your loan today, sparing you the typical 2–3-hour dealership ordeal. Benefit from potential savings through a reduced interest rate, competitive pricing on mechanical warranties, and our cost-effective Guaranteed Asset Protection (GAP) product.

Our warranties typically cost approximately $1,500, while our GAP offering is priced at just $449. By comparison, dealership warranties average around $2,500, with GAP products typically priced at $800. These figures demonstrate the considerable savings we can provide. Considering refinancing your vehicle from another financial institution? Our loan officers are ready to assist. We'll conduct a thorough review of your current loan rate and monthly payments, determining the potential savings you could enjoy by transferring your auto loan to Combined Employees Credit Union.

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*$1,500 is an average cost for warranties at CECU and the $2,500 is an average cost at the dealerships. The actual cost of a warranty will be determined by other factors which include year, make, model and mileage of the vehicle.