IRA Accounts

Take proactive strides to help secure your retirement with an IRA from Combined Employees Credit Union.  An IRA account might qualify you for tax advantages to help you even more.  Talk with a Member Service Specialist about which IRA plan is right for you.

IRA Advantages

  • No setup or maintenance fees
  • Different plans to suit various financial situations
  • $100 minimum opening deposit


  • Contributions and earnings may be tax deductible
  • Taxes are deferred until withdrawn
  • Contributions allowed up to annual limits
  • Anyone with earned income can contribute up to age 70½
  • Required minimum distribution upon reaching age 70½
  • Competitive dividend rates


  • Regular contributions can be withdrawn tax-free and penalty-free at any time
  • Does not have distribution requirements at age 70½

(Contribution and deductibility limits change frequently.  Consult your tax professional regarding your individual circumstances)